Tom Carper, U.S. Senator for Delaware

Health Care Reform

I have worked hard over the past several years to improve the quality of our health care system, curb health care costs and provide coverage to more Americans. As a member of the Senate Finance Committee, I worked with my colleagues in both parties to develop and pass a comprehensive health care reform law. The Affordable Care Act takes steps to move our health care system away from an inefficient fee for service system to one of preventative and coordinated care that keeps patients healthy, ultimately leading to better outcomes for less money. Below are helpful resources for you, your business or your family to determine how the Affordable Care Act can help you. 

Affordable Health Care for all on the Health Insurance Marketplace

In the first open enrollment period for the health insurance marketplaces, more than 8 million Americans were able to purchase more affordable, high quality health insurance.  The marketplace allows individuals and small businesses in Delaware to gain purchasing power similar to that of large companies, and be able to compare, shop for, and choose insurance plans that best meet both their health and financial needs. I believe that moving toward a health insurance system that harnesses the power of market forces and competition to drive down health insurance costs for everyone and improve access to health care. 

Help Enrolling in the Health Insurance Marketplace

While enrollment in health insurance through the marketplace has closed for 2014, some individuals may be eligible for enrollment through qualifying life events such as marriage, childbirth, moving to a new area, or losing previous health coverage. It’s also never too soon to plan ahead for the next enrollment period starting Nov. 15, 2014. For information about insurance plans available through the Delaware insurance marketplace, please go to or call 1-800-318-2596.   For specific questions related to insurance premiums on the Delaware marketplace, I urge you to contact the Delaware Department of Insurance at or (302) 674-7300.

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